Professional Designations


CFP Board’s Code of Ethics and Standards of Conduct reflects the commitment that all CFP® professionals make to high standards of competency and ethics. CFP Board’s Code and Standards benefits and protects the public, provides standards for delivering financial planning, and advances financial planning as a distinct and valuable profession. Compliance with the Code and Standards is a requirement of CFP® certification that is critical to the integrity of the CFP® marks. Violations of the Code and Standards may subject a CFP® professional to discipline.

For more information on CFP®


The CIMA® certification is uniquely designed to provide a useful and relevant balance of theory and practical knowledge. It goes well beyond the fundamentals, with deep dives into advanced portfolio management, portfolio construction, and risk management techniques. The CIMA® program provides a systematic process advisors and consultants can use to put their clients’ strategies into action. CIMA® certification is the peak international, technical portfolio construction, and investment management program. The CIMA Core of Body of Knowledge includes five knowledge domains, Fundamentals, Investments, Portfolio Theory and Behavioral Finance, Risk and Return, and Portfolio Construction and Consulting Process.

For more information on CIMA®


Fi360 defines an investment fiduciary as someone who is providing investment advice or managing the assets of another person and stands in a special relationship of trust, confidence and/or legal responsibility. Investment fiduciaries can be divided generally into three groups: Investment Stewards, Investment Advisors, and Investment Managers. An Investment Steward is a person who has the legal responsibility for managing investment decisions, including plan sponsors, trustees and investment committee members. An Investment Advisor is a professional who is responsible for providing investment advice and/or managing investment decisions.  Investment Advisors include wealth managers, financial advisors, trust officers, financial consultants, investment consultants, financial planners and fiduciary advisers. An Investment Manager is a professional who has discretion to select specific securities for separate accounts, mutual and exchange-traded funds, commingled trusts and unit trusts.

For more information on AIF®

Life and Health Insurance Licenses

Life and health insurance exam encompasses the fundamentals of the various types of life insurance products, such as whole life, term life, universal life, and annuities, as well as health insurance offerings such as PPOs, HMOs, and Major Medical. You’ll need to understand all the policy components, such as riders, exclusions, amendments, and provisions, and how they apply to real-world scenarios.

Most states also include questions regarding state-specific insurance regulations as well as the ethics of selling insurance products to ensure that agents meet the clients’ needs.

Pin It on Pinterest