InSight

Month: October 2025

Articles
Peter Locke

Employer Student Loan Payments Made Permanent

One of the most popular “temporary” pandemic benefits is now here to stay. The “Big Beautiful Bill” (OBBBA) permanently extends the ability for employers to make tax-free contributions toward employee student loans. From Temporary to Permanent Before 2020, any student

View More »
Articles
Peter Locke

Expanded Eligibility for HSA Contributions 

Health Savings Accounts (HSAs) were a hot topic in the drafting of the “Big Beautiful Bill” (OBBBA). While the original House version proposed major changes, the Senate pared it back, leaving just two notable reforms in the final law. More

View More »
Articles
Peter Locke

529 Plans: Expanded Eligible Expenses

The “Big Beautiful Bill” (OBBBA) made significant changes to how families can use 529 plan funds. These updates broaden what counts as a “qualified education expense,” giving families and professionals more flexibility in how they use these savings. Expanded K–12

View More »
Boulder Financial Advisors
Articles
Peter Locke

Paid Family and Medical Leave Tax Credit Expanded

The “Big Beautiful Bill” made a key change to the Paid Family and Medical Leave (PFML) Tax Credit, extending and expanding it in ways that affect both employers and employees. Permanent Extension Previously set to expire at the end of

View More »
Articles
Peter Locke

Child Tax Credit Increased

Families with children will see some important changes to the Child Tax Credit starting in 2025. Here’s what you need to know: A Bigger Credit in 2025 The Child Tax Credit was set to shrink from $2,000 per child down

View More »
Articles
Peter Locke

Repeal of Clean Energy Tax Credits

The “Big Beautiful Bill” (OBBBA) rolls back several clean energy tax credits originally created under the Inflation Reduction Act of 2022. These changes could directly affect individuals and families planning to invest in electric vehicles, home energy efficiency, or renewable

View More »
Articles
Peter Locke

Qualified Opportunity Zones Extended

The “Big Beautiful Bill” (OBBBA) reshaped the Qualified Opportunity Zone (QOZ) program, a tax incentive first introduced in 2017 to encourage investment in designated low-income communities. While the original program was set to expire in 2026, OBBBA created a more

View More »

Pin It on Pinterest