The One Big Beautiful Bill Act (enacted July 4, 2025 as Public Law 119-21) significantly reforms how federal student loan repayment works. One of its central goals is to simplify repayment options and adjust income-driven plans. Key among its changes
The One Big Beautiful Bill Act, enacted July 4, 2025 (P.L. 119-21), makes sweeping changes to student loan programs, repayment plans, borrowing limits, forbearance/deferment, and eligibility rules. Borrowers and their advisors need to track several critical deadlines to preserve favorable
The One Big Beautiful Bill Act (OBBB), signed in 2025 and effective for most new loans on July 1, 2026, represents the most significant overhaul of federal student lending in decades. While undergraduate borrowing limits remain unchanged, graduate and parental
Does Paying More Often Really Pay Off Your Mortgage Faster? For homeowners in Boulder and Boulder County, where housing prices remain among the highest in Colorado, finding ways to save on mortgage interest can make a meaningful difference. Biweekly or
At InSight Financial Planners, we’re proud to be one of the fastest-growing independent financial planning firms in Boulder, helping families, business owners, and professionals navigate big shifts like the One Big Beautiful Bill Act. Whether it’s understanding the new student
When most people think of senior housing, they picture outdated facilities from a generation ago. Today’s reality is far different. Modern senior housing communities are designed to be vibrant, attractive, and engaging places that offer residents far more than just
Kevin and I have been spending a lot of time lately talking about AI, robotics, and the surge of investment chasing both. We’re fascinated by the big, headline-grabbing breakthroughs — self-driving cars, warehouse automation, generative AI — but just as
Identity Theft: What Steps Can You Take? Safeguarding your identity is no longer optional, it’s essential. Identity theft is a growing threat that can disrupt your financial goals, damage your credit, and create costly legal headaches. The good news? You
Thank you for taking this step forward with InSight! The purpose of this document is to guideyou through the necessary steps to efficiently and securely obtain the information needed tomove forward in the planning process. If you have questions or
By Kevin Taylor, Certified Investment Management Analyst (CIMA®) and Accidental Pollinator Advocate Most investment analysts spend their weekends deep in spreadsheets or debating macro trends over coffee. And sure, I love a good yield curve as much as the next
The Short Version – What you need to know: Cash is offering yields that are unusually high and unsustainable. Stick with it too long, and you risk missing better opportunities. Here’s why: There is no denying it —
Executing a 1031 exchange successfully takes more than just paperwork — it requires strategy, timing, and team coordination.Missing a deadline at any point could mean losing your tax deferral and paying immediate capital gains taxes. Here’s your full checklist to
