The pursuit of wealth preservation and growth necessitates a rigorous focus on “tax alpha”: the additional return generated through astute tax management within a portfolio. As we navigate the fiscal landscape of 2026, high-net-worth individuals and families face a complex
One of the most popular “temporary” pandemic benefits is now here to stay. The “Big Beautiful Bill” (OBBBA) permanently extends the ability for employers to make tax-free contributions toward employee student loans. From Temporary to Permanent Before 2020, any student
Health Savings Accounts (HSAs) were a hot topic in the drafting of the “Big Beautiful Bill” (OBBBA). While the original House version proposed major changes, the Senate pared it back, leaving just two notable reforms in the final law. More
The “Big Beautiful Bill” (OBBBA) made significant changes to how families can use 529 plan funds. These updates broaden what counts as a “qualified education expense,” giving families and professionals more flexibility in how they use these savings. Expanded K–12
The “Big Beautiful Bill” made a key change to the Paid Family and Medical Leave (PFML) Tax Credit, extending and expanding it in ways that affect both employers and employees. Permanent Extension Previously set to expire at the end of
Families with children will see some important changes to the Child Tax Credit starting in 2025. Here’s what you need to know: A Bigger Credit in 2025 The Child Tax Credit was set to shrink from $2,000 per child down
The “Big Beautiful Bill” (OBBBA) rolls back several clean energy tax credits originally created under the Inflation Reduction Act of 2022. These changes could directly affect individuals and families planning to invest in electric vehicles, home energy efficiency, or renewable
The “Big Beautiful Bill” (OBBBA) reshaped the Qualified Opportunity Zone (QOZ) program, a tax incentive first introduced in 2017 to encourage investment in designated low-income communities. While the original program was set to expire in 2026, OBBBA created a more
Public Service Loan Forgiveness (PSLF) offers a powerful pathway for federal student-loan borrowers working in public or nonprofit service to have remaining balances forgiven after 120 qualifying payments (10 years). But recent legislative changes under the One Big Beautiful Bill
The One Big Beautiful Bill Act (enacted July 4, 2025 as Public Law 119-21) significantly reforms how federal student loan repayment works. One of its central goals is to simplify repayment options and adjust income-driven plans. Key among its changes
The One Big Beautiful Bill Act, enacted July 4, 2025 (P.L. 119-21), makes sweeping changes to student loan programs, repayment plans, borrowing limits, forbearance/deferment, and eligibility rules. Borrowers and their advisors need to track several critical deadlines to preserve favorable
The One Big Beautiful Bill Act (OBBB), signed in 2025 and effective for most new loans on July 1, 2026, represents the most significant overhaul of federal student lending in decades. While undergraduate borrowing limits remain unchanged, graduate and parental
