The “Big Beautiful Bill” (OBBBA) rolls back several clean energy tax credits originally created under the Inflation Reduction Act of 2022. These changes could directly affect individuals and families planning to invest in electric vehicles, home energy efficiency, or renewable
The “Big Beautiful Bill” (OBBBA) reshaped the Qualified Opportunity Zone (QOZ) program, a tax incentive first introduced in 2017 to encourage investment in designated low-income communities. While the original program was set to expire in 2026, OBBBA created a more
Public Service Loan Forgiveness (PSLF) offers a powerful pathway for federal student-loan borrowers working in public or nonprofit service to have remaining balances forgiven after 120 qualifying payments (10 years). But recent legislative changes under the One Big Beautiful Bill
The One Big Beautiful Bill Act (enacted July 4, 2025 as Public Law 119-21) significantly reforms how federal student loan repayment works. One of its central goals is to simplify repayment options and adjust income-driven plans. Key among its changes
The One Big Beautiful Bill Act, enacted July 4, 2025 (P.L. 119-21), makes sweeping changes to student loan programs, repayment plans, borrowing limits, forbearance/deferment, and eligibility rules. Borrowers and their advisors need to track several critical deadlines to preserve favorable
The One Big Beautiful Bill Act (OBBB), signed in 2025 and effective for most new loans on July 1, 2026, represents the most significant overhaul of federal student lending in decades. While undergraduate borrowing limits remain unchanged, graduate and parental
At InSight Financial Planners, we’re proud to be one of the fastest-growing independent financial planning firms in Boulder, helping families, business owners, and professionals navigate big shifts like the One Big Beautiful Bill Act. Whether it’s understanding the new student
Executing a 1031 exchange is one of the most powerful tools in real estate investing, allowing you to defer capital gains taxes while growing your investment portfolio.However, one of the most critical — and challenging — steps is managing the
If you’re diving into a 1031 exchange to defer taxes when selling investment property, you’ll encounter a few essential documents. One of the most critical — but often misunderstood — is the Assignment of Relinquished Property Contract. While the name
As the current year draws to a close, plan sponsors overseeing 401(k) plans have several essential tasks to complete to ensure a smooth transition from the old plan year to the new one. This guide provides insights into what you
A safe harbor 401(k) plan is a retirement savings plan that has advantages for both employers and employees. Here’s why it’s a good choice: Easy Compliance: Safe harbor plans help employers by automatically passing certain annual tests. These tests, like
Compliance testing is a crucial annual responsibility for 401(k) plan sponsors, mandated by the Internal Revenue Service (IRS). It ensures that a company’s 401(k) plan remains equitable, not favoring owners and highly compensated employees (HCEs), and stays within IRS-prescribed limits.
