What Your CFP® Is Really Doing When They Talk About Taxes When your CFP® talks about a Roth conversion, they help you decide if paying taxes now could lower your taxes later. When they discuss selling assets that have appreciated
Why the best tax outcomes rarely come from tax season itself Your accountant probably isn’t bad; they’re just not incentivized to be good. They make the same amount per tax filing if they save you money or don’t, so they
Key Takeaways Rebalancing helps prevent unintended concentration in specific property types, markets, or risk factors as values and cash flows change. Investors can realign portfolios through selective sales, refinancing, 1031 exchanges, or complementary acquisitions. Passive structures such as REITs and
The One, Big, Beautiful Bill (OBBB) has reshaped the Opportunity Zone (OZ) program in a way that opens the door for greater investment into rural America. With the new framework, Rural Opportunity Zones (ROZs) are now a central part of
Does Paying More Often Really Pay Off Your Mortgage Faster? For homeowners in Boulder and Boulder County, where housing prices remain among the highest in Colorado, finding ways to save on mortgage interest can make a meaningful difference. Biweekly or
At InSight Financial Planners, we’re proud to be one of the fastest-growing independent financial planning firms in Boulder, helping families, business owners, and professionals navigate big shifts like the One Big Beautiful Bill Act. Whether it’s understanding the new student
When most people think of senior housing, they picture outdated facilities from a generation ago. Today’s reality is far different. Modern senior housing communities are designed to be vibrant, attractive, and engaging places that offer residents far more than just
By Kevin Taylor, Certified Investment Management Analyst (CIMA®) and Accidental Pollinator Advocate Most investment analysts spend their weekends deep in spreadsheets or debating macro trends over coffee. And sure, I love a good yield curve as much as the next
The Short Version – What you need to know: Cash is offering yields that are unusually high and unsustainable. Stick with it too long, and you risk missing better opportunities. Here’s why: There is no denying it —
Executing a 1031 exchange successfully takes more than just paperwork — it requires strategy, timing, and team coordination.Missing a deadline at any point could mean losing your tax deferral and paying immediate capital gains taxes. Here’s your full checklist to
When executing a 1031 exchange, the first hurdle is identifying your replacement property within 45 days — but the journey doesn’t end there.The next critical step? Closing on your replacement property within 180 days of selling your relinquished property. Miss
Executing a 1031 exchange is one of the most powerful tools in real estate investing, allowing you to defer capital gains taxes while growing your investment portfolio.However, one of the most critical — and challenging — steps is managing the
