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Peter Locke

Should you pay off your credit card or save?

The short answer is usually to always pay off high interest erosive debt like a credit card first (The First 8 “Good” Money Habits). You cannot consistently return more than credit card interests rates, therefore, you should pay it off before you start saving. Credit card debt hurts your credit

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Definitions: Fiduciary

A fiduciary is a person or organization that acts on behalf of another person or persons. They at all times must put their clients’ interest ahead of their own. Being a fiduciary thus requires being bound both legally and ethically to act in the other’s best interests, and having a

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Kevin Taylor

Mastering Risk Management: Homeownership – A Comprehensive Guide

Owning a home is a significant achievement, but it also comes with responsibilities and risks. To ensure a safe and secure living environment, it is crucial to implement effective risk management practices. In this blog post, we will provide a comprehensive guide to mastering risk management in homeownership. We will

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