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How much should you save as a young person?

The younger you’re the more difficult it is to save because your income isn’t very high. However, here are some general guidelines to help you out. The younger you are the more compounding will help you.  General Rule: The lower your tax bracket you’re in means contributing to a Roth

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Definitions: Present Value (PV)

The present value (PV) is the current value of all future sums of money or stream of cash flows given a specified rate of return. Future cash flows are discounted based on the time value of money referred to here as the discount rate, and the higher the discount rate,

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What’s the point of a financial planner?

Organize: We’re all guilty of “knowing” where everything is but not piecing it together A big way planners can help out is by helping you simply organize your entire financial life. From insurance, taxes, investments, expenses, real estate, etc, having a planner can bring all of the pieces together in

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