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Definitions: Present Value (PV)

The present value (PV) is the current value of all future sums of money or stream of cash flows given a specified rate of return. Future cash flows are discounted based on the time value of money referred to here as the discount rate, and the higher the discount rate,

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Kevin Taylor

How to Work With Your CFP® and CPA This Tax Season (Part II)

What Your CFP® Is Really Doing When They Talk About Taxes When your CFP® talks about a Roth conversion, they help you decide if paying taxes now could lower your taxes later. When they discuss selling assets that have appreciated in value, they balance your need for cash with the

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