The One Big Beautiful Bill Act (OBBB), signed in 2025 and effective for most new loans on July 1, 2026, represents the most significant overhaul of federal student lending in decades. While undergraduate borrowing limits remain unchanged, graduate and parental loans will face far stricter caps, reshaping how families and
I remember my days at Carroll College, where student housing was little more than basic dormitories—bunk beds crammed into small rooms, communal bathrooms, and a dining hall that served as the heart of campus life. It was a rite of passage, but it was far from luxurious. Then, partway through
In recent months, investors seeking diversification have been drawn to European equities, attracted by their seemingly inexpensive valuations, low price-to-earnings (P/E) and price-to-book (P/B) ratios compared to the overheated valuations of U.S. markets. On the surface, these metrics offer a compelling narrative: European stocks are significantly cheaper than their U.S.
